And where exactly does this article, or my reply say anything about anything you just said? - Edit 1
Before modification by Brian at 16/09/2009 03:09:17 AM
And even if they're out of it....sorry, but insurance is about numbers, and statistics show that abusive relationships are a cycle. Many people find it difficult to leave these relationships....it may be an unpopular thing the insurance companies are doing, but they're doing it for a reason.
there are alot of reasons why women stay in abusive relationships, sometimes they do it for their children (bad reasoning, but nonetheless...) or most of the time they depend on the man for financial security and its hard to just walk away form that especially if you have no one to help you out. it may also be a cycle of abuse where they come from abusive parents and are used to it, but that doesn't mean insurance companies should have the right to cut off their coverage, if anything they should pay for them to go to therapy and counseling!
It says it charges them higher rates for health insurance, not that it cuts them off or prevents them from leaving the relationship or getting help. The statistics are there, and women who are victims of domestic violence are more likely to incur injuries and hospital stays than women who aren't. It's a rating factor, same as age, weight, family history, and many other things. You can call be sarcastic and try to belittle me all you like, but it doesn't make you right, it just makes you seem like you can't come up with a valid argument.
Insurance has almost nothing to do with what you feel is right or wrong. It has to do with statistics, cold hard statistics, and if these statistics show that there is a higher risk associated with women who are victims of domestic violence, then the insurance companies are going to charge higher rates for them as long as they are allowed to. You seem to hold this belief that the insurance companies are doing this out of malice or something, which is just plain silly. I suppose one could make the argument that they are simply doing it to turn a profit. My reply to that is...duh. I'll say it again. They are a business, and they are there to make money, ignoring something that is a real risk factor when determining how much someone should pay for insurance would be foolish of the insurance companies.