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Awww, your righteous indignation is so cute! Sareitha Sedai Send a noteboard - 16/09/2009 02:12:41 AM

The relevant provision:

SEC. 2706. PROHIBITING DISCRIMINATION AGAINST INDIVIDUAL PARTICIPANTS AND BENEFICIARIES BASED ON HEALTH STATUS.

'(a) IN GENERAL.--A group health plan and a health insurance issuer offering group or individual health insurance coverage may not establish rules for eligibility (including continued eligibility) of any individual to enroll under the terms of the plan or coverage based on any of the following health status-related factors in relation to the individual or a dependent of the individual:

(1) Health status.

(2) Medical condition (including both physical and mental illnesses).

(3) Claims experience.

(4) Receipt of health care.

(5) Medical history.

(6) Genetic information.

(7) Evidence of insurability (including conditions arising out of acts of domestic violence).

( Disability.

(9) Any other health status-related factor determined appropriate by the Secretary.


These are all highly relevant factors! A person who files a lot of insurance claims is going to be someone who costs the company money, and thus is someone they are perfectly justified in charging more money! Genetic information, disablilites, health status and medical conditions are all extremely relevant criteria for establishing someone's coverage and rates! Otherwise, an application for an insurance policy is basically government-backed robbery of an insurance company. If you can't set a customer's rate based on how much they will cost you, why not simply force them to hand over a wad of cash to anyone who walks in the door and demands some money? In principle this is no different than demanding that doctors charge the exact same fee for a routine checkup and major surgery, that restaurants charge the same for steak and hamburger, that airlines charge the same for coach, business and first class seats, and so on.


...except "rules for eligibility" =/= differential pricing structure. So you fail. Sorry.
If you are from Betelgeuse, please have one of your Earth friends read what I've written before you respond. Or try concentrating harder.

"The trophy problem has become extreme."
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Getting Beaten Up by Your Husband is a Pre-existing Condition Aisha - 15/09/2009 11:23:49 PM 835 Views
If true, that's pretty messed up. *NM* Rebekah - 15/09/2009 11:26:39 PM 131 Views
The Huffington Post? random thoughts - 15/09/2009 11:29:28 PM 350 Views
Do you have this on auto-reply? *NM* nossy - 16/09/2009 12:04:30 AM 137 Views
lol. *NM* everynametaken - 16/09/2009 05:42:16 AM 129 Views
No but I should random thoughts - 16/09/2009 02:32:00 PM 293 Views
there are plenty of other sources you could find if you like Aisha - 16/09/2009 12:52:51 AM 296 Views
If you want to link a real news source then it is worth looking into random thoughts - 16/09/2009 02:33:32 PM 297 Views
Umm....if the person is still in that relationship, then it seems like a pretty smart practice to me Brian - 15/09/2009 11:34:00 PM 322 Views
I had that thought at first too, nossy - 16/09/2009 12:03:58 AM 332 Views
Indeed Brian - 16/09/2009 03:13:04 AM 305 Views
wow if only all women were as smart and strong as you Aisha - 16/09/2009 12:48:26 AM 328 Views
And where exactly does this article, or my reply say anything about anything you just said? Brian - 16/09/2009 01:09:54 AM 323 Views
It's a "women's issue." Don't go bringing rational thought into it. Cannoli - 16/09/2009 01:33:21 AM 334 Views
I just don't get the whole Appeal to Emotion thing Brian - 16/09/2009 04:34:08 AM 292 Views
I think we're understanding this article differently. Sareitha Sedai - 16/09/2009 02:02:47 AM 325 Views
I think we probably are. Brian - 16/09/2009 02:56:46 AM 298 Views
That logic is ridiculous. I could make that claim about anything. everynametaken - 16/09/2009 05:45:08 AM 297 Views
Do you have any idea how insurance works? Brian - 16/09/2009 06:12:10 AM 284 Views
Yes, I do know how insurance works. Using that as an excuse for denial is still unethical and sick. *NM* everynametaken - 16/09/2009 06:58:36 PM 128 Views
I agree that battered women need help Brian - 16/09/2009 07:41:17 PM 297 Views
If I understand it, they can make that claim about almost anything. nossy - 16/09/2009 03:20:14 PM 300 Views
Exactly. *NM* everynametaken - 16/09/2009 06:56:38 PM 124 Views
The margins of profit in the health insurance industry are so razor thin that they have to do it Brian - 16/09/2009 07:59:18 PM 306 Views
This is a perfect example MightyYT - 16/09/2009 01:28:11 AM 309 Views
How completely stupid, ignorant or self-entitled are you? Do you even understand insurance at ALL? Cannoli - 16/09/2009 01:58:46 AM 456 Views
Awww, your righteous indignation is so cute! Sareitha Sedai - 16/09/2009 02:12:41 AM 317 Views
agreement LadyLorraine - 16/09/2009 02:28:03 AM 324 Views
Well the issue seems to be whether it's a pre-existing condition. Aemon - 16/09/2009 04:51:33 AM 290 Views
perhaps in that instance LadyLorraine - 16/09/2009 05:12:48 AM 289 Views
Ah! I was wondering when you would rear your ugly head on this board. everynametaken - 16/09/2009 05:48:14 AM 380 Views
Yeah, no. Dannymac - 16/09/2009 06:08:02 AM 315 Views
But I thought my Uterus made me Evil and Stupid? LadyLorraine - 16/09/2009 01:19:15 PM 284 Views
Nobody has been lying to YOU....now if other women were told the same..that's different. *NM* Brian - 17/09/2009 01:50:01 AM 118 Views
Which is exactly why we need a public option. *NM* rebelaessedai - 16/09/2009 03:14:03 PM 115 Views
I could understand an increased rate or altered benefits LadyLorraine - 16/09/2009 02:32:46 AM 308 Views
Re: I could understand an increased rate or altered benefits Isaac - 16/09/2009 03:25:58 AM 277 Views
just as a note, some companies do insure to a practically "unlimited" level LadyLorraine - 16/09/2009 03:47:34 AM 303 Views
Re: just as a note, some companies do insure to a practically "unlimited" level Isaac - 16/09/2009 03:54:02 AM 297 Views
entirely seperate LadyLorraine - 16/09/2009 04:06:01 AM 300 Views
Then I'd say it's a pretty decent plan Isaac - 16/09/2009 04:17:31 AM 287 Views
nonsense!! LadyLorraine - 16/09/2009 04:40:15 AM 369 Views
*NM* Isaac - 16/09/2009 07:42:25 PM 142 Views
Well since there was no actual rate of denial given we don't know how comon it is random thoughts - 16/09/2009 03:03:14 PM 270 Views
Yet another reason to get out of that relationship. Hmm. *NM* Mad Cow Bomber - 16/09/2009 05:38:21 AM 137 Views
This is horrible! The Shrike - 16/09/2009 03:08:29 PM 302 Views
a man? getting up in arms over a woman's issue??? LadyLorraine - 16/09/2009 03:22:49 PM 282 Views
Sen. Mike Enzi (R-WY) States Why Public Healthcare Is Essential in Reform. Joel - 16/09/2009 03:57:01 PM 325 Views
The insurance industry is corrupt as hell SilverWarder - 16/09/2009 06:02:14 PM 314 Views
A friend of mine who worked for an insurance company once told me... globug0822 - 17/09/2009 12:35:46 AM 299 Views
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