But do they need that insurance?

If people make choices that lead to their destruction, isn't that in the end their right?

If outside of the wars people were simply left to live in peace and with their own decisions, that would be fine, but it seems that the people born were chosen to be born, and the fact that Siuan knew she could detect Ta'veren suggests they are quite common, forcing people to make decisions they wouldn't have otherwise made, with the occasional big ones like Artur Hawkwing to make big changes, such as sending forces over the seas.