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Re: I don't see that as the flaw in my logic. Ghavrel Send a noteboard - 12/10/2010 09:00:00 PM
I see it as the flaw in yours. I'm the one who would say that cheating on your spouse is immoral whether or not you have a pre-nup ;) And whether in your marriage you used the words "I promise" or not or said them out loud or not.

I'm glad we agree that the legal contract has no bearing on the morality of the situation. :P
"We feel safe when we read what we recognise, what does not challenge our way of thinking.... a steady acceptance of pre-arranged patterns leads to the inability to question what we are told."
~Camilla

Ghavrel is Ghavrel is Ghavrel

*MySmiley*

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Is walking away from a mortgage immoral? random thoughts - 12/10/2010 04:45:43 PM 1512 Views
Just as a contract is a two way street - SilverWarder - 12/10/2010 05:12:09 PM 1007 Views
do we have a moral obligation to society? random thoughts - 12/10/2010 06:00:17 PM 992 Views
It's a good question SilverWarder - 14/10/2010 02:41:21 AM 901 Views
Sort of have to disagree... Antigone - 13/10/2010 02:52:07 AM 965 Views
That's not true actually SilverWarder - 14/10/2010 02:35:43 AM 898 Views
Of course it's immoral. Sareitha Sedai - 12/10/2010 05:13:16 PM 965 Views
But does one sided morality work? random thoughts - 12/10/2010 05:38:56 PM 1092 Views
You asked about the morality of walking away when the borrower still has the ability to pay. Sareitha Sedai - 12/10/2010 07:31:10 PM 888 Views
A company or organization cannot act morally or immorally? I strongly disagree. *NM* Legolas - 12/10/2010 07:50:42 PM 438 Views
No, it cannot. However the individuals making the decisions for the company can. *NM* Cannoli - 12/10/2010 08:48:23 PM 384 Views
If banks can not behave in moral manner why should people be expected to behave in moral manner? random thoughts - 12/10/2010 08:07:56 PM 954 Views
I'm not absolved of my obligations based on the bad behaviors of others. Sareitha Sedai - 12/10/2010 08:25:33 PM 868 Views
but who you owe obligations to is a factor random thoughts - 12/10/2010 09:03:04 PM 933 Views
Because it's their moral obligation. Morality is not a trade, you act morally because it is right Cannoli - 12/10/2010 08:47:41 PM 1063 Views
you also use reason and logic to decide where your loyalty rest random thoughts - 12/10/2010 09:16:51 PM 970 Views
You have not explained how it IS the banks' fault Cannoli - 15/10/2010 01:30:10 PM 1015 Views
That's the only kind of morality there is! What the hell is wrong with you? Cannoli - 12/10/2010 08:15:55 PM 913 Views
nothing wrong with me but I think you are off your meds again random thoughts - 12/10/2010 09:34:33 PM 910 Views
Re: nothing wrong with me but I think you are off your meds again Cannoli - 15/10/2010 02:50:49 PM 1416 Views
well I really can't argue with the wrong is wrong end of story belief system random thoughts - 15/10/2010 05:40:22 PM 1109 Views
A contract isn't a promise; it's a legal agreement. *NM* Ghavrel - 12/10/2010 06:25:24 PM 455 Views
Which is why contracts have to be pages and pages long and combed over by bloodsucking lawyers. LiterateDog - 12/10/2010 06:39:18 PM 954 Views
I would agree with you if contracts didn't provide for breaking them. Ghavrel - 12/10/2010 07:33:15 PM 801 Views
Hrm. Sareitha Sedai - 12/10/2010 07:35:38 PM 1020 Views
did you take a personal oath in front of god and your loved ones to pay the loan back? *NM* random thoughts - 12/10/2010 08:09:07 PM 452 Views
Let's assume we're talking about a marriage where no such oath was taken... *NM* Sareitha Sedai - 12/10/2010 08:10:54 PM 464 Views
if there is no oath of fidelity then straying would not be immoral *NM* random thoughts - 12/10/2010 08:40:53 PM 433 Views
It's not immoral to break the marriage contract. Ghavrel - 12/10/2010 08:19:50 PM 1066 Views
I don't see that as the flaw in my logic. Sareitha Sedai - 12/10/2010 08:37:52 PM 978 Views
Re: I don't see that as the flaw in my logic. Ghavrel - 12/10/2010 09:00:00 PM 1056 Views
also random thoughts - 12/10/2010 09:37:38 PM 916 Views
That makes no sense whatsoever. Tim - 13/10/2010 11:38:06 PM 1050 Views
That must be why they have you sign something called an agreementory note *NM* Sareitha Sedai - 12/10/2010 07:33:32 PM 472 Views
Exactly *NM* Cannoli - 12/10/2010 07:58:25 PM 442 Views
So, you think bankruptcy laws are immoral? everynametaken - 13/10/2010 12:18:43 AM 947 Views
I don't think it's immoral at all. The contract usually specifies penalties for breach. Tom - 12/10/2010 05:28:34 PM 1056 Views
I thought the answer might be something like that. *NM* Rebekah - 12/10/2010 05:35:35 PM 425 Views
that is close to the way I see it random thoughts - 12/10/2010 05:45:25 PM 900 Views
It's both legal and immoral. LiterateDog - 12/10/2010 06:37:49 PM 984 Views
You didn't mention the third party Roland00 - 12/10/2010 08:26:56 PM 831 Views
in a way I did since I did mention society random thoughts - 12/10/2010 08:54:07 PM 976 Views
Thus the edit Roland00 - 12/10/2010 09:10:53 PM 1005 Views
either way I think you made a good point *NM* random thoughts - 12/10/2010 09:38:58 PM 419 Views
will those neighbors... damookster - 14/10/2010 04:52:26 AM 1140 Views
All depends where you get your morals from, really. Nebhead - 12/10/2010 08:28:41 PM 973 Views
I guess what i was trying to ask, at least in part random thoughts - 12/10/2010 09:48:24 PM 975 Views
What if you look at it from the other perspective? Sareitha Sedai - 12/10/2010 09:00:20 PM 998 Views
do you think they would if they had a legal way to do it? random thoughts - 12/10/2010 10:04:57 PM 956 Views
Good point. *NM* Tashmere - 12/10/2010 11:10:26 PM 442 Views
Sure, you could do that. Aeryn - 13/10/2010 01:54:55 AM 991 Views
The problem is that you're buying something today and paying for it for the next 15/30/50 years. Sareitha Sedai - 13/10/2010 03:04:26 PM 881 Views
Much like the concept of morality itself. Gaps - 12/10/2010 11:47:23 PM 897 Views
I find this line particularly interesting. everynametaken - 13/10/2010 12:13:18 AM 929 Views
Dunno. nossy - 13/10/2010 12:56:56 AM 1023 Views
As a professional in financial services - no, it is not. Aeryn - 13/10/2010 01:44:18 AM 936 Views
but almost nobody sees it that way random thoughts - 13/10/2010 12:53:25 PM 939 Views
Is the deal that if you default, the bank gets the house and nothing else, though? Legolas - 13/10/2010 02:40:48 PM 923 Views
yes but the bank has a limited ability to collect random thoughts - 13/10/2010 02:47:34 PM 840 Views
I think it's morally wrong to walk away from credit card debt. *NM* Aeryn - 13/10/2010 09:43:11 PM 430 Views
I'm curious how you reconcile that Sareitha Sedai - 13/10/2010 09:47:59 PM 954 Views
Collateral Aeryn - 19/10/2010 07:21:14 PM 1451 Views
I agree, what do you think is different? random thoughts - 13/10/2010 09:59:36 PM 950 Views
The difference is that the bank owns the house. Whereas when I buy stuff, it's mine. *NM* Aeryn - 19/10/2010 07:05:34 PM 424 Views
I too am unable to work out what distinguishes the two situations. Tim - 13/10/2010 11:54:15 PM 886 Views
I lost sleep over it, but I did it anyway. John - 13/10/2010 05:24:19 AM 1025 Views
OK what if you take it a step further random thoughts - 13/10/2010 03:44:30 PM 1034 Views
Good question John - 14/10/2010 05:13:41 AM 994 Views
I have some questions about this issue. MightyYT - 13/10/2010 08:14:37 AM 957 Views
how do those questions affect the morality of the situation? random thoughts - 13/10/2010 03:20:14 PM 900 Views
Obviously, the essential difference is can't pay versus won't pay. Elaine - 13/10/2010 02:16:07 PM 920 Views
are you socializing your debt when it is a private bank? random thoughts - 13/10/2010 03:14:48 PM 979 Views
You are when said bank requires a bailout. And very many of them do. Elaine - 13/10/2010 03:22:59 PM 923 Views
it is the home fault that the banks have to be bailed out random thoughts - 13/10/2010 03:49:37 PM 967 Views
I believe it immoral to do harm. Macharius - 13/10/2010 04:38:28 PM 989 Views
I really don't understand a system where this could be an advantage. Tim - 13/10/2010 11:16:57 PM 932 Views
There's generally something like a 7 or 10 year limit on credit reporting here. LiterateDog - 13/10/2010 11:46:58 PM 953 Views
What's the use of suing someone who has no money? *NM* Tim - 13/10/2010 11:48:47 PM 490 Views
You can garnish their wages. LiterateDog - 13/10/2010 11:49:36 PM 933 Views
With parsley? Rebekah - 13/10/2010 11:51:37 PM 1000 Views
No, "someone" most certainly did not, wicked young Miss! Hmph! *NM* LiterateDog - 13/10/2010 11:52:40 PM 476 Views
If they suddenly come into some, you're entitled to it. *NM* TaskmasterJack - 14/10/2010 12:07:34 AM 554 Views
Bit of a long shot. *NM* Tim - 14/10/2010 12:09:12 AM 424 Views
Very. Best to cover your bases though. *NM* TaskmasterJack - 14/10/2010 10:04:25 PM 445 Views
Not if the doctrine of election applies. Tim - 14/10/2010 10:14:07 PM 905 Views
Are we not talking about credit companies going after people who owe them money? TaskmasterJack - 14/10/2010 10:18:47 PM 956 Views
Yeah, I guess we are. Tim - 14/10/2010 10:28:40 PM 984 Views
Re: Gaps - 14/10/2010 03:09:18 AM 956 Views
I am currently in that situation... damookster - 14/10/2010 05:03:23 AM 1056 Views
In Washington you can contest the assessed value used to determine property taxes. Vodalus - 14/10/2010 07:27:02 AM 973 Views
Re: I am currently in that situation... Macharius - 14/10/2010 05:49:24 PM 1269 Views
it is easy for me and others to be glib when it is just a theory *NM* random thoughts - 14/10/2010 08:19:16 PM 431 Views
If you have the ability to pay, I would consider it yet another immoral act in an immoral industry. Joel - 14/10/2010 07:49:38 AM 966 Views
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