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Re: I don't see that as the flaw in my logic. Ghavrel Send a noteboard - 12/10/2010 09:00:00 PM
I see it as the flaw in yours. I'm the one who would say that cheating on your spouse is immoral whether or not you have a pre-nup ;) And whether in your marriage you used the words "I promise" or not or said them out loud or not.

I'm glad we agree that the legal contract has no bearing on the morality of the situation. :P
"We feel safe when we read what we recognise, what does not challenge our way of thinking.... a steady acceptance of pre-arranged patterns leads to the inability to question what we are told."
~Camilla

Ghavrel is Ghavrel is Ghavrel

*MySmiley*

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Is walking away from a mortgage immoral? random thoughts - 12/10/2010 04:45:43 PM 1329 Views
Just as a contract is a two way street - SilverWarder - 12/10/2010 05:12:09 PM 825 Views
do we have a moral obligation to society? random thoughts - 12/10/2010 06:00:17 PM 816 Views
It's a good question SilverWarder - 14/10/2010 02:41:21 AM 736 Views
Sort of have to disagree... Antigone - 13/10/2010 02:52:07 AM 765 Views
That's not true actually SilverWarder - 14/10/2010 02:35:43 AM 713 Views
Of course it's immoral. Sareitha Sedai - 12/10/2010 05:13:16 PM 798 Views
But does one sided morality work? random thoughts - 12/10/2010 05:38:56 PM 909 Views
You asked about the morality of walking away when the borrower still has the ability to pay. Sareitha Sedai - 12/10/2010 07:31:10 PM 719 Views
A company or organization cannot act morally or immorally? I strongly disagree. *NM* Legolas - 12/10/2010 07:50:42 PM 367 Views
No, it cannot. However the individuals making the decisions for the company can. *NM* Cannoli - 12/10/2010 08:48:23 PM 309 Views
If banks can not behave in moral manner why should people be expected to behave in moral manner? random thoughts - 12/10/2010 08:07:56 PM 787 Views
I'm not absolved of my obligations based on the bad behaviors of others. Sareitha Sedai - 12/10/2010 08:25:33 PM 693 Views
but who you owe obligations to is a factor random thoughts - 12/10/2010 09:03:04 PM 747 Views
Because it's their moral obligation. Morality is not a trade, you act morally because it is right Cannoli - 12/10/2010 08:47:41 PM 876 Views
you also use reason and logic to decide where your loyalty rest random thoughts - 12/10/2010 09:16:51 PM 780 Views
You have not explained how it IS the banks' fault Cannoli - 15/10/2010 01:30:10 PM 811 Views
That's the only kind of morality there is! What the hell is wrong with you? Cannoli - 12/10/2010 08:15:55 PM 741 Views
nothing wrong with me but I think you are off your meds again random thoughts - 12/10/2010 09:34:33 PM 737 Views
Re: nothing wrong with me but I think you are off your meds again Cannoli - 15/10/2010 02:50:49 PM 1235 Views
well I really can't argue with the wrong is wrong end of story belief system random thoughts - 15/10/2010 05:40:22 PM 936 Views
A contract isn't a promise; it's a legal agreement. *NM* Ghavrel - 12/10/2010 06:25:24 PM 387 Views
Which is why contracts have to be pages and pages long and combed over by bloodsucking lawyers. LiterateDog - 12/10/2010 06:39:18 PM 766 Views
I would agree with you if contracts didn't provide for breaking them. Ghavrel - 12/10/2010 07:33:15 PM 632 Views
Hrm. Sareitha Sedai - 12/10/2010 07:35:38 PM 833 Views
did you take a personal oath in front of god and your loved ones to pay the loan back? *NM* random thoughts - 12/10/2010 08:09:07 PM 375 Views
Let's assume we're talking about a marriage where no such oath was taken... *NM* Sareitha Sedai - 12/10/2010 08:10:54 PM 390 Views
if there is no oath of fidelity then straying would not be immoral *NM* random thoughts - 12/10/2010 08:40:53 PM 363 Views
It's not immoral to break the marriage contract. Ghavrel - 12/10/2010 08:19:50 PM 896 Views
I don't see that as the flaw in my logic. Sareitha Sedai - 12/10/2010 08:37:52 PM 795 Views
Re: I don't see that as the flaw in my logic. Ghavrel - 12/10/2010 09:00:00 PM 888 Views
also random thoughts - 12/10/2010 09:37:38 PM 729 Views
That makes no sense whatsoever. Tim - 13/10/2010 11:38:06 PM 859 Views
That must be why they have you sign something called an agreementory note *NM* Sareitha Sedai - 12/10/2010 07:33:32 PM 387 Views
Exactly *NM* Cannoli - 12/10/2010 07:58:25 PM 367 Views
So, you think bankruptcy laws are immoral? everynametaken - 13/10/2010 12:18:43 AM 784 Views
I don't think it's immoral at all. The contract usually specifies penalties for breach. Tom - 12/10/2010 05:28:34 PM 869 Views
I thought the answer might be something like that. *NM* Rebekah - 12/10/2010 05:35:35 PM 354 Views
that is close to the way I see it random thoughts - 12/10/2010 05:45:25 PM 716 Views
It's both legal and immoral. LiterateDog - 12/10/2010 06:37:49 PM 805 Views
You didn't mention the third party Roland00 - 12/10/2010 08:26:56 PM 653 Views
in a way I did since I did mention society random thoughts - 12/10/2010 08:54:07 PM 805 Views
Thus the edit Roland00 - 12/10/2010 09:10:53 PM 830 Views
either way I think you made a good point *NM* random thoughts - 12/10/2010 09:38:58 PM 352 Views
will those neighbors... damookster - 14/10/2010 04:52:26 AM 932 Views
All depends where you get your morals from, really. Nebhead - 12/10/2010 08:28:41 PM 782 Views
I guess what i was trying to ask, at least in part random thoughts - 12/10/2010 09:48:24 PM 753 Views
What if you look at it from the other perspective? Sareitha Sedai - 12/10/2010 09:00:20 PM 789 Views
do you think they would if they had a legal way to do it? random thoughts - 12/10/2010 10:04:57 PM 780 Views
Good point. *NM* Tashmere - 12/10/2010 11:10:26 PM 370 Views
Sure, you could do that. Aeryn - 13/10/2010 01:54:55 AM 807 Views
The problem is that you're buying something today and paying for it for the next 15/30/50 years. Sareitha Sedai - 13/10/2010 03:04:26 PM 690 Views
Much like the concept of morality itself. Gaps - 12/10/2010 11:47:23 PM 721 Views
I find this line particularly interesting. everynametaken - 13/10/2010 12:13:18 AM 747 Views
Dunno. nossy - 13/10/2010 12:56:56 AM 848 Views
As a professional in financial services - no, it is not. Aeryn - 13/10/2010 01:44:18 AM 755 Views
but almost nobody sees it that way random thoughts - 13/10/2010 12:53:25 PM 761 Views
Is the deal that if you default, the bank gets the house and nothing else, though? Legolas - 13/10/2010 02:40:48 PM 750 Views
yes but the bank has a limited ability to collect random thoughts - 13/10/2010 02:47:34 PM 657 Views
I think it's morally wrong to walk away from credit card debt. *NM* Aeryn - 13/10/2010 09:43:11 PM 363 Views
I'm curious how you reconcile that Sareitha Sedai - 13/10/2010 09:47:59 PM 773 Views
Collateral Aeryn - 19/10/2010 07:21:14 PM 1276 Views
I agree, what do you think is different? random thoughts - 13/10/2010 09:59:36 PM 783 Views
The difference is that the bank owns the house. Whereas when I buy stuff, it's mine. *NM* Aeryn - 19/10/2010 07:05:34 PM 347 Views
I too am unable to work out what distinguishes the two situations. Tim - 13/10/2010 11:54:15 PM 707 Views
I lost sleep over it, but I did it anyway. John - 13/10/2010 05:24:19 AM 839 Views
OK what if you take it a step further random thoughts - 13/10/2010 03:44:30 PM 787 Views
Good question John - 14/10/2010 05:13:41 AM 808 Views
I have some questions about this issue. MightyYT - 13/10/2010 08:14:37 AM 768 Views
how do those questions affect the morality of the situation? random thoughts - 13/10/2010 03:20:14 PM 727 Views
Obviously, the essential difference is can't pay versus won't pay. Elaine - 13/10/2010 02:16:07 PM 728 Views
are you socializing your debt when it is a private bank? random thoughts - 13/10/2010 03:14:48 PM 784 Views
You are when said bank requires a bailout. And very many of them do. Elaine - 13/10/2010 03:22:59 PM 748 Views
it is the home fault that the banks have to be bailed out random thoughts - 13/10/2010 03:49:37 PM 804 Views
I believe it immoral to do harm. Macharius - 13/10/2010 04:38:28 PM 825 Views
I really don't understand a system where this could be an advantage. Tim - 13/10/2010 11:16:57 PM 758 Views
There's generally something like a 7 or 10 year limit on credit reporting here. LiterateDog - 13/10/2010 11:46:58 PM 779 Views
What's the use of suing someone who has no money? *NM* Tim - 13/10/2010 11:48:47 PM 420 Views
You can garnish their wages. LiterateDog - 13/10/2010 11:49:36 PM 744 Views
With parsley? Rebekah - 13/10/2010 11:51:37 PM 822 Views
No, "someone" most certainly did not, wicked young Miss! Hmph! *NM* LiterateDog - 13/10/2010 11:52:40 PM 408 Views
If they suddenly come into some, you're entitled to it. *NM* TaskmasterJack - 14/10/2010 12:07:34 AM 484 Views
Bit of a long shot. *NM* Tim - 14/10/2010 12:09:12 AM 336 Views
Very. Best to cover your bases though. *NM* TaskmasterJack - 14/10/2010 10:04:25 PM 352 Views
Not if the doctrine of election applies. Tim - 14/10/2010 10:14:07 PM 726 Views
Are we not talking about credit companies going after people who owe them money? TaskmasterJack - 14/10/2010 10:18:47 PM 768 Views
Yeah, I guess we are. Tim - 14/10/2010 10:28:40 PM 811 Views
Re: Gaps - 14/10/2010 03:09:18 AM 756 Views
I am currently in that situation... damookster - 14/10/2010 05:03:23 AM 855 Views
In Washington you can contest the assessed value used to determine property taxes. Vodalus - 14/10/2010 07:27:02 AM 809 Views
Re: I am currently in that situation... Macharius - 14/10/2010 05:49:24 PM 1099 Views
it is easy for me and others to be glib when it is just a theory *NM* random thoughts - 14/10/2010 08:19:16 PM 358 Views
If you have the ability to pay, I would consider it yet another immoral act in an immoral industry. Joel - 14/10/2010 07:49:38 AM 788 Views
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