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Re: I don't see that as the flaw in my logic. Ghavrel Send a noteboard - 12/10/2010 09:00:00 PM
I see it as the flaw in yours. I'm the one who would say that cheating on your spouse is immoral whether or not you have a pre-nup ;) And whether in your marriage you used the words "I promise" or not or said them out loud or not.

I'm glad we agree that the legal contract has no bearing on the morality of the situation. :P
"We feel safe when we read what we recognise, what does not challenge our way of thinking.... a steady acceptance of pre-arranged patterns leads to the inability to question what we are told."
~Camilla

Ghavrel is Ghavrel is Ghavrel

*MySmiley*

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Is walking away from a mortgage immoral? random thoughts - 12/10/2010 04:45:43 PM 1475 Views
Just as a contract is a two way street - SilverWarder - 12/10/2010 05:12:09 PM 981 Views
do we have a moral obligation to society? random thoughts - 12/10/2010 06:00:17 PM 969 Views
It's a good question SilverWarder - 14/10/2010 02:41:21 AM 877 Views
Sort of have to disagree... Antigone - 13/10/2010 02:52:07 AM 939 Views
That's not true actually SilverWarder - 14/10/2010 02:35:43 AM 870 Views
Of course it's immoral. Sareitha Sedai - 12/10/2010 05:13:16 PM 939 Views
But does one sided morality work? random thoughts - 12/10/2010 05:38:56 PM 1063 Views
You asked about the morality of walking away when the borrower still has the ability to pay. Sareitha Sedai - 12/10/2010 07:31:10 PM 862 Views
A company or organization cannot act morally or immorally? I strongly disagree. *NM* Legolas - 12/10/2010 07:50:42 PM 420 Views
No, it cannot. However the individuals making the decisions for the company can. *NM* Cannoli - 12/10/2010 08:48:23 PM 368 Views
If banks can not behave in moral manner why should people be expected to behave in moral manner? random thoughts - 12/10/2010 08:07:56 PM 929 Views
I'm not absolved of my obligations based on the bad behaviors of others. Sareitha Sedai - 12/10/2010 08:25:33 PM 844 Views
but who you owe obligations to is a factor random thoughts - 12/10/2010 09:03:04 PM 907 Views
Because it's their moral obligation. Morality is not a trade, you act morally because it is right Cannoli - 12/10/2010 08:47:41 PM 1025 Views
you also use reason and logic to decide where your loyalty rest random thoughts - 12/10/2010 09:16:51 PM 925 Views
You have not explained how it IS the banks' fault Cannoli - 15/10/2010 01:30:10 PM 967 Views
That's the only kind of morality there is! What the hell is wrong with you? Cannoli - 12/10/2010 08:15:55 PM 885 Views
nothing wrong with me but I think you are off your meds again random thoughts - 12/10/2010 09:34:33 PM 889 Views
Re: nothing wrong with me but I think you are off your meds again Cannoli - 15/10/2010 02:50:49 PM 1386 Views
well I really can't argue with the wrong is wrong end of story belief system random thoughts - 15/10/2010 05:40:22 PM 1084 Views
A contract isn't a promise; it's a legal agreement. *NM* Ghavrel - 12/10/2010 06:25:24 PM 440 Views
Which is why contracts have to be pages and pages long and combed over by bloodsucking lawyers. LiterateDog - 12/10/2010 06:39:18 PM 928 Views
I would agree with you if contracts didn't provide for breaking them. Ghavrel - 12/10/2010 07:33:15 PM 775 Views
Hrm. Sareitha Sedai - 12/10/2010 07:35:38 PM 986 Views
did you take a personal oath in front of god and your loved ones to pay the loan back? *NM* random thoughts - 12/10/2010 08:09:07 PM 437 Views
Let's assume we're talking about a marriage where no such oath was taken... *NM* Sareitha Sedai - 12/10/2010 08:10:54 PM 450 Views
if there is no oath of fidelity then straying would not be immoral *NM* random thoughts - 12/10/2010 08:40:53 PM 419 Views
It's not immoral to break the marriage contract. Ghavrel - 12/10/2010 08:19:50 PM 1042 Views
I don't see that as the flaw in my logic. Sareitha Sedai - 12/10/2010 08:37:52 PM 951 Views
Re: I don't see that as the flaw in my logic. Ghavrel - 12/10/2010 09:00:00 PM 1033 Views
also random thoughts - 12/10/2010 09:37:38 PM 892 Views
That makes no sense whatsoever. Tim - 13/10/2010 11:38:06 PM 1014 Views
That must be why they have you sign something called an agreementory note *NM* Sareitha Sedai - 12/10/2010 07:33:32 PM 461 Views
Exactly *NM* Cannoli - 12/10/2010 07:58:25 PM 428 Views
So, you think bankruptcy laws are immoral? everynametaken - 13/10/2010 12:18:43 AM 920 Views
I don't think it's immoral at all. The contract usually specifies penalties for breach. Tom - 12/10/2010 05:28:34 PM 1030 Views
I thought the answer might be something like that. *NM* Rebekah - 12/10/2010 05:35:35 PM 410 Views
that is close to the way I see it random thoughts - 12/10/2010 05:45:25 PM 869 Views
It's both legal and immoral. LiterateDog - 12/10/2010 06:37:49 PM 955 Views
You didn't mention the third party Roland00 - 12/10/2010 08:26:56 PM 805 Views
in a way I did since I did mention society random thoughts - 12/10/2010 08:54:07 PM 946 Views
Thus the edit Roland00 - 12/10/2010 09:10:53 PM 980 Views
either way I think you made a good point *NM* random thoughts - 12/10/2010 09:38:58 PM 409 Views
will those neighbors... damookster - 14/10/2010 04:52:26 AM 1085 Views
All depends where you get your morals from, really. Nebhead - 12/10/2010 08:28:41 PM 938 Views
I guess what i was trying to ask, at least in part random thoughts - 12/10/2010 09:48:24 PM 912 Views
What if you look at it from the other perspective? Sareitha Sedai - 12/10/2010 09:00:20 PM 952 Views
do you think they would if they had a legal way to do it? random thoughts - 12/10/2010 10:04:57 PM 931 Views
Good point. *NM* Tashmere - 12/10/2010 11:10:26 PM 428 Views
Sure, you could do that. Aeryn - 13/10/2010 01:54:55 AM 960 Views
The problem is that you're buying something today and paying for it for the next 15/30/50 years. Sareitha Sedai - 13/10/2010 03:04:26 PM 839 Views
Much like the concept of morality itself. Gaps - 12/10/2010 11:47:23 PM 874 Views
I find this line particularly interesting. everynametaken - 13/10/2010 12:13:18 AM 899 Views
Dunno. nossy - 13/10/2010 12:56:56 AM 999 Views
As a professional in financial services - no, it is not. Aeryn - 13/10/2010 01:44:18 AM 911 Views
but almost nobody sees it that way random thoughts - 13/10/2010 12:53:25 PM 900 Views
Is the deal that if you default, the bank gets the house and nothing else, though? Legolas - 13/10/2010 02:40:48 PM 895 Views
yes but the bank has a limited ability to collect random thoughts - 13/10/2010 02:47:34 PM 814 Views
I think it's morally wrong to walk away from credit card debt. *NM* Aeryn - 13/10/2010 09:43:11 PM 417 Views
I'm curious how you reconcile that Sareitha Sedai - 13/10/2010 09:47:59 PM 923 Views
Collateral Aeryn - 19/10/2010 07:21:14 PM 1423 Views
I agree, what do you think is different? random thoughts - 13/10/2010 09:59:36 PM 922 Views
The difference is that the bank owns the house. Whereas when I buy stuff, it's mine. *NM* Aeryn - 19/10/2010 07:05:34 PM 404 Views
I too am unable to work out what distinguishes the two situations. Tim - 13/10/2010 11:54:15 PM 859 Views
I lost sleep over it, but I did it anyway. John - 13/10/2010 05:24:19 AM 994 Views
OK what if you take it a step further random thoughts - 13/10/2010 03:44:30 PM 971 Views
Good question John - 14/10/2010 05:13:41 AM 966 Views
I have some questions about this issue. MightyYT - 13/10/2010 08:14:37 AM 927 Views
how do those questions affect the morality of the situation? random thoughts - 13/10/2010 03:20:14 PM 869 Views
Obviously, the essential difference is can't pay versus won't pay. Elaine - 13/10/2010 02:16:07 PM 879 Views
are you socializing your debt when it is a private bank? random thoughts - 13/10/2010 03:14:48 PM 952 Views
You are when said bank requires a bailout. And very many of them do. Elaine - 13/10/2010 03:22:59 PM 895 Views
it is the home fault that the banks have to be bailed out random thoughts - 13/10/2010 03:49:37 PM 944 Views
I believe it immoral to do harm. Macharius - 13/10/2010 04:38:28 PM 970 Views
I really don't understand a system where this could be an advantage. Tim - 13/10/2010 11:16:57 PM 906 Views
There's generally something like a 7 or 10 year limit on credit reporting here. LiterateDog - 13/10/2010 11:46:58 PM 924 Views
What's the use of suing someone who has no money? *NM* Tim - 13/10/2010 11:48:47 PM 478 Views
You can garnish their wages. LiterateDog - 13/10/2010 11:49:36 PM 908 Views
With parsley? Rebekah - 13/10/2010 11:51:37 PM 966 Views
No, "someone" most certainly did not, wicked young Miss! Hmph! *NM* LiterateDog - 13/10/2010 11:52:40 PM 464 Views
If they suddenly come into some, you're entitled to it. *NM* TaskmasterJack - 14/10/2010 12:07:34 AM 543 Views
Bit of a long shot. *NM* Tim - 14/10/2010 12:09:12 AM 408 Views
Very. Best to cover your bases though. *NM* TaskmasterJack - 14/10/2010 10:04:25 PM 429 Views
Not if the doctrine of election applies. Tim - 14/10/2010 10:14:07 PM 878 Views
Are we not talking about credit companies going after people who owe them money? TaskmasterJack - 14/10/2010 10:18:47 PM 925 Views
Yeah, I guess we are. Tim - 14/10/2010 10:28:40 PM 959 Views
Re: Gaps - 14/10/2010 03:09:18 AM 914 Views
I am currently in that situation... damookster - 14/10/2010 05:03:23 AM 1018 Views
In Washington you can contest the assessed value used to determine property taxes. Vodalus - 14/10/2010 07:27:02 AM 949 Views
Re: I am currently in that situation... Macharius - 14/10/2010 05:49:24 PM 1240 Views
it is easy for me and others to be glib when it is just a theory *NM* random thoughts - 14/10/2010 08:19:16 PM 417 Views
If you have the ability to pay, I would consider it yet another immoral act in an immoral industry. Joel - 14/10/2010 07:49:38 AM 934 Views
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