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Do you have any idea how insurance works? Brian Send a noteboard - 16/09/2009 06:12:10 AM
By your logic the insurance companies could call anything cyclical. Ever smoke but don't smoke now? sorry, smoking can be a cycle and we won't risk you starting again. Ever drink but don't drink now? sorry, but drinking is often a cycle...
Ever (insert any behavior here)? Sorry, but (insert behavior here again) can be cyclical and we won't take a chance on you doing it again.

Insurance looks at past behavior to predict future losses. Each and every example you just gave is something that someone writing a health insurance policy would likely look at when determining acceptability and rates. If your husband beat the crap out of you and put you in the hospital 3 times in the last 4 years, why would anyone think that the future is going to bring anything different? If you've had 4 different men who have put you into the hospital from domestic abuse why would someone think that you're not likely to end up with someone who will do the same in the future. Women who have been in abusive relationships in the past tend to end up in abusive relationships again, and I see no reason why that shouldn't be taken into account when determining someones acceptability and rates for health insurance.
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Getting Beaten Up by Your Husband is a Pre-existing Condition - 15/09/2009 11:23:49 PM 855 Views
If true, that's pretty messed up. *NM* - 15/09/2009 11:26:39 PM 138 Views
The Huffington Post? - 15/09/2009 11:29:28 PM 368 Views
Do you have this on auto-reply? *NM* - 16/09/2009 12:04:30 AM 144 Views
lol. *NM* - 16/09/2009 05:42:16 AM 135 Views
No but I should - 16/09/2009 02:32:00 PM 312 Views
there are plenty of other sources you could find if you like - 16/09/2009 12:52:51 AM 312 Views
If you want to link a real news source then it is worth looking into - 16/09/2009 02:33:32 PM 316 Views
Umm....if the person is still in that relationship, then it seems like a pretty smart practice to me - 15/09/2009 11:34:00 PM 339 Views
I had that thought at first too, - 16/09/2009 12:03:58 AM 349 Views
Indeed - 16/09/2009 03:13:04 AM 324 Views
wow if only all women were as smart and strong as you - 16/09/2009 12:48:26 AM 346 Views
And where exactly does this article, or my reply say anything about anything you just said? - 16/09/2009 01:09:54 AM 339 Views
It's a "women's issue." Don't go bringing rational thought into it. - 16/09/2009 01:33:21 AM 353 Views
I just don't get the whole Appeal to Emotion thing - 16/09/2009 04:34:08 AM 311 Views
I think we're understanding this article differently. - 16/09/2009 02:02:47 AM 343 Views
I think we probably are. - 16/09/2009 02:56:46 AM 315 Views
That logic is ridiculous. I could make that claim about anything. - 16/09/2009 05:45:08 AM 315 Views
Do you have any idea how insurance works? - 16/09/2009 06:12:10 AM 304 Views
Yes, I do know how insurance works. Using that as an excuse for denial is still unethical and sick. *NM* - 16/09/2009 06:58:36 PM 135 Views
I agree that battered women need help - 16/09/2009 07:41:17 PM 317 Views
If I understand it, they can make that claim about almost anything. - 16/09/2009 03:20:14 PM 319 Views
Exactly. *NM* - 16/09/2009 06:56:38 PM 131 Views
This is a perfect example - 16/09/2009 01:28:11 AM 328 Views
How completely stupid, ignorant or self-entitled are you? Do you even understand insurance at ALL? - 16/09/2009 01:58:46 AM 472 Views
Awww, your righteous indignation is so cute! - 16/09/2009 02:12:41 AM 336 Views
agreement - 16/09/2009 02:28:03 AM 339 Views
Well the issue seems to be whether it's a pre-existing condition. - 16/09/2009 04:51:33 AM 311 Views
perhaps in that instance - 16/09/2009 05:12:48 AM 308 Views
Ah! I was wondering when you would rear your ugly head on this board. - 16/09/2009 05:48:14 AM 398 Views
Yeah, no. - 16/09/2009 06:08:02 AM 334 Views
Which is exactly why we need a public option. *NM* - 16/09/2009 03:14:03 PM 123 Views
I could understand an increased rate or altered benefits - 16/09/2009 02:32:46 AM 327 Views
Re: I could understand an increased rate or altered benefits - 16/09/2009 03:25:58 AM 293 Views
just as a note, some companies do insure to a practically "unlimited" level - 16/09/2009 03:47:34 AM 321 Views
Re: just as a note, some companies do insure to a practically "unlimited" level - 16/09/2009 03:54:02 AM 316 Views
entirely seperate - 16/09/2009 04:06:01 AM 320 Views
Then I'd say it's a pretty decent plan - 16/09/2009 04:17:31 AM 304 Views
nonsense!! - 16/09/2009 04:40:15 AM 389 Views
*NM* - 16/09/2009 07:42:25 PM 148 Views
Yet another reason to get out of that relationship. Hmm. *NM* - 16/09/2009 05:38:21 AM 145 Views
This is horrible! - 16/09/2009 03:08:29 PM 321 Views
a man? getting up in arms over a woman's issue??? - 16/09/2009 03:22:49 PM 300 Views
The insurance industry is corrupt as hell - 16/09/2009 06:02:14 PM 332 Views
A friend of mine who worked for an insurance company once told me... - 17/09/2009 12:35:46 AM 317 Views

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