Active Users:1420 Time:06/10/2026 07:54:08 AM
Do you have any idea how insurance works? Brian Send a noteboard - 16/09/2009 06:12:10 AM
By your logic the insurance companies could call anything cyclical. Ever smoke but don't smoke now? sorry, smoking can be a cycle and we won't risk you starting again. Ever drink but don't drink now? sorry, but drinking is often a cycle...
Ever (insert any behavior here)? Sorry, but (insert behavior here again) can be cyclical and we won't take a chance on you doing it again.

Insurance looks at past behavior to predict future losses. Each and every example you just gave is something that someone writing a health insurance policy would likely look at when determining acceptability and rates. If your husband beat the crap out of you and put you in the hospital 3 times in the last 4 years, why would anyone think that the future is going to bring anything different? If you've had 4 different men who have put you into the hospital from domestic abuse why would someone think that you're not likely to end up with someone who will do the same in the future. Women who have been in abusive relationships in the past tend to end up in abusive relationships again, and I see no reason why that shouldn't be taken into account when determining someones acceptability and rates for health insurance.
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Getting Beaten Up by Your Husband is a Pre-existing Condition - 15/09/2009 11:23:49 PM 968 Views
If true, that's pretty messed up. *NM* - 15/09/2009 11:26:39 PM 193 Views
The Huffington Post? - 15/09/2009 11:29:28 PM 457 Views
Do you have this on auto-reply? *NM* - 16/09/2009 12:04:30 AM 189 Views
lol. *NM* - 16/09/2009 05:42:16 AM 186 Views
No but I should - 16/09/2009 02:32:00 PM 402 Views
there are plenty of other sources you could find if you like - 16/09/2009 12:52:51 AM 404 Views
If you want to link a real news source then it is worth looking into - 16/09/2009 02:33:32 PM 419 Views
Umm....if the person is still in that relationship, then it seems like a pretty smart practice to me - 15/09/2009 11:34:00 PM 439 Views
I had that thought at first too, - 16/09/2009 12:03:58 AM 452 Views
Indeed - 16/09/2009 03:13:04 AM 417 Views
wow if only all women were as smart and strong as you - 16/09/2009 12:48:26 AM 436 Views
And where exactly does this article, or my reply say anything about anything you just said? - 16/09/2009 01:09:54 AM 435 Views
It's a "women's issue." Don't go bringing rational thought into it. - 16/09/2009 01:33:21 AM 450 Views
I just don't get the whole Appeal to Emotion thing - 16/09/2009 04:34:08 AM 404 Views
I think we're understanding this article differently. - 16/09/2009 02:02:47 AM 435 Views
I think we probably are. - 16/09/2009 02:56:46 AM 410 Views
That logic is ridiculous. I could make that claim about anything. - 16/09/2009 05:45:08 AM 406 Views
Do you have any idea how insurance works? - 16/09/2009 06:12:10 AM 391 Views
Yes, I do know how insurance works. Using that as an excuse for denial is still unethical and sick. *NM* - 16/09/2009 06:58:36 PM 187 Views
I agree that battered women need help - 16/09/2009 07:41:17 PM 408 Views
If I understand it, they can make that claim about almost anything. - 16/09/2009 03:20:14 PM 412 Views
Exactly. *NM* - 16/09/2009 06:56:38 PM 182 Views
This is a perfect example - 16/09/2009 01:28:11 AM 425 Views
How completely stupid, ignorant or self-entitled are you? Do you even understand insurance at ALL? - 16/09/2009 01:58:46 AM 570 Views
Awww, your righteous indignation is so cute! - 16/09/2009 02:12:41 AM 425 Views
agreement - 16/09/2009 02:28:03 AM 436 Views
Well the issue seems to be whether it's a pre-existing condition. - 16/09/2009 04:51:33 AM 404 Views
perhaps in that instance - 16/09/2009 05:12:48 AM 399 Views
Ah! I was wondering when you would rear your ugly head on this board. - 16/09/2009 05:48:14 AM 490 Views
Yeah, no. - 16/09/2009 06:08:02 AM 427 Views
Which is exactly why we need a public option. *NM* - 16/09/2009 03:14:03 PM 170 Views
I could understand an increased rate or altered benefits - 16/09/2009 02:32:46 AM 417 Views
Re: I could understand an increased rate or altered benefits - 16/09/2009 03:25:58 AM 384 Views
just as a note, some companies do insure to a practically "unlimited" level - 16/09/2009 03:47:34 AM 415 Views
Re: just as a note, some companies do insure to a practically "unlimited" level - 16/09/2009 03:54:02 AM 413 Views
entirely seperate - 16/09/2009 04:06:01 AM 416 Views
Then I'd say it's a pretty decent plan - 16/09/2009 04:17:31 AM 392 Views
nonsense!! - 16/09/2009 04:40:15 AM 482 Views
*NM* - 16/09/2009 07:42:25 PM 191 Views
Yet another reason to get out of that relationship. Hmm. *NM* - 16/09/2009 05:38:21 AM 190 Views
This is horrible! - 16/09/2009 03:08:29 PM 415 Views
a man? getting up in arms over a woman's issue??? - 16/09/2009 03:22:49 PM 392 Views
The insurance industry is corrupt as hell - 16/09/2009 06:02:14 PM 424 Views
A friend of mine who worked for an insurance company once told me... - 17/09/2009 12:35:46 AM 405 Views

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