Like some of you, I'm trying to figure out what to do with the rest of my life. Right?

I feel like I have three options (obviously, I have many more - but most are just a derivative of these three options). I'm curious to see what advice people might have, both based off of their own personal experience, and that which they've witnessed by watching other people succeed or fail.

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Scenario one: I currently have a pretty good job that's mine for as long as I want it. I earn a really decent living - given my age and location - and I'm fairly comfortable in the metropolitan area that I live in. My company would allow me to take a masters program and would slowly pay for it for me, all the while continuing to pay me more money than I deserve. The masters would likely not be in something I'm interested in, but would allow me to earn ~100,000+ or so within a few years. The program that I got the masters in would likely not be all that prestigious, since I'd work and go at the same time - which would take a while.

Pros: I already have this job, the money is good, I don't hate where I live.

Cons: I'm incredibly bored, it'll never make me rich (which I might need, since I have no familial safety net whatsoever and don't have a strong desire to procreate), you only live once, and I often find myself fantasizing about destroying my computer with a baseball bat.

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Scenario two: I work for another year at my job, saving money. In the interim period I take my GRE/GMAT, and try to get a really good score on it. I'm fairly good at standardized tests (I passed my CPA exam using $30 books, while most people used $2,000 software. Granted it was fucking boring, baby) and I think I could get a really good grade. I use this really good grade to get a masters in something that will compliment my work experience and education (I'm thinking a masters in information systems or management systems, or something more technically math based - I'm open to suggestions) preferably at a fairly good institution. I'd go the law school route but I'm really not sure what that job market will look like down the road, since all the new grads are really saturating the marketplace.

Pros: It could allow me to really increase my income potential, assuming I move to a much bigger city. It will provide me with greater job security ~5 - 10 years down the line. Going back to school would be interesting.

Cons: I have to quit my job (which is boring, etc). I'll have to incur substantial debt for a couple of years. Maybe I end up basically where I'd be in scenario 1, but with more debt.

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Scenario three: I save up money for a year. Additionally, I get a smallish annuity payout next year around this time, which gives me a little more buffer. I also have very little debt, so if I don't go back to school or buy a house, I'll be debt free in a year or two anyway. I quit my job and drive cross country, and live somewhere on the West Coast. I get a simpler job and try to write sort of full timish, and give it a year or two and see what happens.

Pros: I've never done anything "cool and exciting" like moving someplace completely different, and I'd love to. I work a lot, currently, and working less would be nice - which would be totally doable, because I'd have a lot of money saved anyway. I've written a few short stories which I've been told are good, and I'd like the opportunity to spend more than ~10 hours a week reading or writing what I love.

Cons: I'd make no money, and good writers are a dime a dozen. I'd know no one wherever I moved to (minor to me - but I say that out of context). I might end up being completely unsuccessful and burning through a lot of money, only to have to go back to one of the other scenarios anyway.

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Pertinent information: I'm a youngish 28 - nearly 29. I like really dark chocolate, like 80% cocoa content. I often find something I'm afraid of doing, and then try to do it. I prefer brunettes. I agree with George that the cured meats are, indeed, the most sensual - and I also really like roasted beets. Sometimes - even though I read that it was impossible - I try to imagine what it would be like to be a bat.