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Says who? Cannoli Send a noteboard - 22/11/2014 01:09:17 AM

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Like, you can point out various flaws in systems, in logic, in the definition of "insurance."

The central point of debate stems from this, though: Some people think that, no matter what health issue occurs, you should never be in danger of declaring bankruptcy due to medical costs.


Why? On what basis? That's wishful thinking, and a very nice idea, like the notion that people should never need to employ deadly force to protect their lives, persons or property, or the idea that people should not starve to death or suffer from want of basic necessities. The reality is otherwise.


You just SHOULDN'T. And it's not some theoretical, wouldn't-it-be-nice-if idea, it's a concept that has taken hold, and worked, in many other countries.
Oh, sure it is possible to do make it so something like this happens, but at what cost? There are always costs to be paid for anything, and for a lot people, doing what you need to do to ensure that Situation X (in this case prohibitively expensive medical bills), does not arise, is worse than that cure. There is a saying that sums up the concept of trade-offs in gaining goods or services: "You can have it soon, you have it good or you can have it cheap. Pick two." For some people, the choice of timeliness or quality of service supersedes a low price. Who is to say that the man who dies on a waiting list for medical services is wrong to prefer "soon" over a man facing enormous expenses who prefers "cheap"?

For that matter, the fact that all three members of that family are alive to bitch about the bill might be enough for most people. How many people 100 years ago, facing the same medical problems would have jumped at the chance to turn over every cent they owned and go into debt for the rest of their lives in exchange for the survival of the baby which might otherwise be beyond the medical profession's ability.

You can "solve" the problem of high medical prices in a few different ways. You can outlaw high prices, but the laws of economics state that putting a limit on prices ALWAYS results in a shortage. You can divert the responsibility for meeting those prices to someone else, but the couple in the article claim they do not want that, and indeed, no one actually wants to be the one to pay those prices, and with socialized medicine, everyone has to pay. On what basis does anyone have the right to demand that? What is my incentive, for instance to not use my sick days under false pretenses, or seek treatment I do not really need, if there are no incentives for me to go to work or to refrain from wasting a doctor's time? Under a free market system, the incentive is, I get to earn or keep more money. As sad as these absurd outlier scenarios moondog is fond of presenting as representative of the system, if you give everyone, even foreign visitors, a million dollar safety net on medical bills, the system is going to break down. For every person whose employer does not provide enough sick days for their particular problems, there are dozens of people who abuse sick time for frivolous reasons. The more employers have to spend on their employees' health care, and paying the salaries of unproductive invalids, the higher the prices they will have to charge for goods and services, and the less money will be available to compensate the employees who do not incur such costs.

No matter onto whom else you attempt to slough off the costs of medical care, there will be unintended consequences and ripples and other people paying for it one way or another. There is no free lunch, and there are no solutions, only trade-offs. "Solving" one problem only creates another somewhere else.

Cannoli
“Tolerance is the virtue of the man without convictions.” GK Chesteron
Inde muagdhe Aes Sedai misain ye!
Deus Vult!
*MySmiley*
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Canadian couple considering bankruptcy after $1 million bill for US hospital stay - 20/11/2014 07:56:18 PM 1144 Views
Let's embrace the health care system that failed to diagnose a high risk pregnancy! - 21/11/2014 01:23:21 AM 641 Views
That's... kind of irrelevant? - 21/11/2014 04:53:28 PM 633 Views
Says who? - 22/11/2014 01:09:17 AM 618 Views
This. - 24/11/2014 11:36:44 AM 626 Views
You have clearly lost the plot - 22/11/2014 04:38:36 PM 614 Views
Absolute mindblowing insanity. - 21/11/2014 05:49:25 PM 591 Views
So here's a question.... - 21/11/2014 10:34:55 PM 668 Views
Reasonable bills should be paid. - 22/11/2014 12:26:14 AM 658 Views
Who decides what is reasonable? - 22/11/2014 01:48:00 AM 547 Views
It shouldn't be the people who apparently are deciding. - 23/11/2014 04:36:36 PM 660 Views
My only criticism is the couple's refusal to accept aid. - 22/11/2014 02:08:28 AM 628 Views
I partially agree with the sentiment. - 23/11/2014 04:47:52 PM 622 Views
This case does littel to nothing to advance the argument on health care - 24/11/2014 04:41:13 PM 669 Views
Well - 29/11/2014 05:05:10 PM 598 Views
not saying it isnt an issue just that it has nothing to do with obama care - 30/11/2014 01:38:53 PM 539 Views
Ah. - 30/11/2014 09:32:54 PM 557 Views
I widsh this country could have a real discussion on healthcare reform - 30/11/2014 11:52:15 PM 572 Views
That's all a bit beside the point... - 22/11/2014 02:34:06 AM 683 Views
Yeesh. - 23/11/2014 04:42:47 PM 563 Views
Seems to me the problem is with the 'doctors getting sued' issue. - 23/11/2014 07:27:07 AM 588 Views
nope. but thanks for playing! - 25/11/2014 11:01:10 PM 633 Views
Re: nope. but thanks for playing! - 26/11/2014 02:58:21 AM 634 Views
oh the irony. - 26/11/2014 03:25:40 AM 653 Views
This is partly the President's fault. - 30/11/2014 03:45:01 AM 689 Views

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