I'm a universalist. Not sure about the details. But there are two quotes I very much like on the subject.

The first:
"The church is still pre-Copernican in its attitude toward death. The medieval picture of heaven and hell hasn't been replaced with anything more realistic, or more loving. Perhaps for those who are convinced that only Christians of their own way of thinking are saved and will go to heaven, the old ideas are still adequate. But for most of us, who see a God of a much wider and greater love than that of the tribal God who only cares for his own little group, more is needed. And that more is a leap of faith, an assurance that that which has been created with love is not going to be annihilated. Love does not create and then annihilate."
~Madeleine L'Engle

"My friend [the Jesuit] Father Tom says that when we appear before God, God will say, 'I love you very much. I forgive you all your crap. Now go clean up your mess, and then come into heaven, because lunch is waiting.'"
~Anne Lamott, Grace (Eventually): Thoughts on Faith