We are with Capital One but I am planning to switch to small local credit union. I would am tired of the bank trying to fleece me with fees. My son had a charge pending on his account so when he checked his balance it said he had money but when he used the card the charged him $35 a transaction. Ended up costing him over $300 to spend less than $30. Now it is his fault he let his account go negative but that should not mean it is open season from the bank to rape him.
Bank of America faces outrage over debit card charge
- 30/09/2011 06:27:03 PM
1001 Views
I'm so glad I don't bank with them.
- 30/09/2011 07:01:32 PM
603 Views
I just went to TD for my personal acount today...we are still looking for our joint account... *NM*
- 30/09/2011 08:15:57 PM
214 Views
screw all the big banks
- 30/09/2011 07:19:36 PM
541 Views
I love my credit union, so drama free. I would never switch to a bank. *NM*
- 01/10/2011 03:04:39 AM
253 Views
Yeah, do more of what made folks mad enough to pass a federal law and kill your stock price. 
- 30/09/2011 08:35:19 PM
525 Views
- 30/09/2011 08:35:19 PM
525 Views
Hopefully this means no-one will dare do that here, having seen the reaction.
- 30/09/2011 11:11:29 PM
542 Views
Can't believe they're still in business. They are a shame to the human race. *NM*
- 30/09/2011 11:26:32 PM
230 Views
You mean BoA, not banks in general, right? 
- 01/10/2011 02:41:36 AM
650 Views
- 01/10/2011 02:41:36 AM
650 Views
Maintaining a modest sum of money in checking/savings/CDs obviates this charge and most others
- 01/10/2011 02:02:51 AM
589 Views
Hm?
- 01/10/2011 02:12:41 AM
531 Views
Right. It's not an issue if the combined total meets BoAs requirement.
- 01/10/2011 02:33:15 AM
690 Views
The bank may have the right to protect itself from losing money
- 01/10/2011 03:15:52 AM
606 Views
Yes, but griping about pains arising from symptoms does nothing to cure the disease.
- 01/10/2011 03:25:29 AM
585 Views
I'm still right. 
*NM*
- 01/10/2011 04:23:06 AM
222 Views
*NM*
- 01/10/2011 04:23:06 AM
222 Views
As long as account holders indefinitely surrender enough of their money for the bank to invest?
- 01/10/2011 02:35:49 AM
516 Views
No. I mean BoA doesn't want to have clients who cost money rather than make money for the bank.
- 01/10/2011 02:57:20 AM
584 Views
Well, charging people $5/month to use their own money will not accomplish that goal.
- 01/10/2011 03:24:07 AM
534 Views
Sure it will. They'll pay the fees or they'll leave. Either way BoA wins on that front.
- 01/10/2011 03:31:23 AM
642 Views
I suppose, if turning the departure of account holders into a stampede counts as "winning."
- 01/10/2011 04:18:11 AM
608 Views
If it's limited to the targeted account holders, the unprofitable ones, then it is winning.
- 01/10/2011 04:53:20 AM
599 Views
But the targeting is determined by how much money account holders semi-permanently loan banks.
- 01/10/2011 05:49:57 AM
660 Views
Love my credit union, I would never use a bank if I absolutely didn't have too. Go CUs! 
*NM*
- 01/10/2011 03:06:21 AM
220 Views
*NM*
- 01/10/2011 03:06:21 AM
220 Views