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I just like hearing people say it. nossy Send a noteboard - 01/10/2011 03:31:45 PM
My point is that we (Americans) aren't even acknowledging the real problems, let alone trying to fix them.

But you're smart too, clearly (just in case you also like hearing it).

I don't disagree with the above at all. I just think that springing it on existing customers was always going to cause an uproar - individuals who started their accounts there because they didn't have some kind of fee shouldn't necessarily be punished because the bank offered them accounts that could lose money. If the bank wants to change the policy now, they gotta deal with the backlash.
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Bank of America faces outrage over debit card charge Aisha - 30/09/2011 06:27:03 PM 841 Views
I'm so glad I don't bank with them. Tom - 30/09/2011 07:01:32 PM 444 Views
I just went to TD for my personal acount today...we are still looking for our joint account... *NM* Aisha - 30/09/2011 08:15:57 PM 155 Views
screw all the big banks random thoughts - 30/09/2011 07:19:36 PM 393 Views
I was relatively happy with Wells Fargo when I used them... LadyLorraine - 30/09/2011 08:18:34 PM 347 Views
Agreed, but read the fine print when you switch. Joel - 30/09/2011 08:21:31 PM 499 Views
I agree Praziquantel - 30/09/2011 11:25:00 PM 467 Views
I love my credit union, so drama free. I would never switch to a bank. *NM* everynametaken - 01/10/2011 03:04:39 AM 199 Views
Yeah, do more of what made folks mad enough to pass a federal law and kill your stock price. Joel - 30/09/2011 08:35:19 PM 381 Views
Hopefully this means no-one will dare do that here, having seen the reaction. Tim - 30/09/2011 11:11:29 PM 393 Views
You'd think that. Morgawse - 01/10/2011 01:13:33 AM 565 Views
Really like, and have already stolen, that last line. Joel - 01/10/2011 02:40:44 AM 530 Views
It seems so silly. Like a knee-jerk reaction. nossy - 30/09/2011 11:14:40 PM 459 Views
Can't believe they're still in business. They are a shame to the human race. *NM* Praziquantel - 30/09/2011 11:26:32 PM 172 Views
You mean BoA, not banks in general, right? Joel - 01/10/2011 02:41:36 AM 485 Views
Yes, I specifically mean BofA. Praziquantel - 01/10/2011 02:52:20 AM 337 Views
I know, I was just teasing. Joel - 01/10/2011 03:21:59 AM 481 Views
Maintaining a modest sum of money in checking/savings/CDs obviates this charge and most others Vodalus - 01/10/2011 02:02:51 AM 443 Views
Hm? nossy - 01/10/2011 02:12:41 AM 383 Views
Right. It's not an issue if the combined total meets BoAs requirement. Vodalus - 01/10/2011 02:33:15 AM 554 Views
The bank may have the right to protect itself from losing money nossy - 01/10/2011 03:15:52 AM 466 Views
Yes, but griping about pains arising from symptoms does nothing to cure the disease. Vodalus - 01/10/2011 03:25:29 AM 455 Views
I'm still right. *NM* nossy - 01/10/2011 04:23:06 AM 157 Views
I never said you were wrong. Vodalus - 01/10/2011 04:41:23 AM 436 Views
I just like hearing people say it. nossy - 01/10/2011 03:31:45 PM 538 Views
As long as account holders indefinitely surrender enough of their money for the bank to invest? Joel - 01/10/2011 02:35:49 AM 379 Views
No. I mean BoA doesn't want to have clients who cost money rather than make money for the bank. Vodalus - 01/10/2011 02:57:20 AM 447 Views
Well, charging people $5/month to use their own money will not accomplish that goal. Joel - 01/10/2011 03:24:07 AM 397 Views
Sure it will. They'll pay the fees or they'll leave. Either way BoA wins on that front. Vodalus - 01/10/2011 03:31:23 AM 504 Views
I suppose, if turning the departure of account holders into a stampede counts as "winning." Joel - 01/10/2011 04:18:11 AM 472 Views
If it's limited to the targeted account holders, the unprofitable ones, then it is winning. Vodalus - 01/10/2011 04:53:20 AM 462 Views
But the targeting is determined by how much money account holders semi-permanently loan banks. Joel - 01/10/2011 05:49:57 AM 523 Views
$20K is not a modest sum of money to keep in the bank *NM* random thoughts - 01/10/2011 02:58:55 PM 155 Views
modest=$100,000 *NM* Aeryn - 01/10/2011 04:36:56 PM 154 Views
Wells Fargo is considering a similar fee *NM* Roland00 - 01/10/2011 02:29:39 AM 302 Views
Love my credit union, I would never use a bank if I absolutely didn't have too. Go CUs! *NM* everynametaken - 01/10/2011 03:06:21 AM 167 Views
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