I didn't realize the fact that there are 52 weeks in a year was some national defense secret that only I was privy to... I hope I haven't broken any laws by revealing it to you.
The S&P 500 index has averaged 12% annual growth since its inception (and there are many funds that have returned 20+% averages for the last 30 to 50 years). You want to invest in only bonds and CDs fine by me, I don't care. Enjopy living on the brink of poverty, but don't blame me (or others) for having the money your fear and ignorance prevented you from obtaining. All I ask is that you not whine to me about your standard of living, and how you are entitled to something better (the fable of the grasshopper and the ant comes to mind).
Can You Name the Largest US Program to ANNUALLY Collect More Than It Spent for 75 Straight Years?
- 28/02/2013 11:03:18 PM
1256 Views
Medicare? *NM*
- 28/02/2013 11:38:22 PM
483 Views
No, Medicare has only been around about half as long.
- 28/02/2013 11:56:32 PM
764 Views
Medicare has its own problems, and caused many more. You really do not want to have this debate.
- 03/03/2013 03:03:15 PM
689 Views
No, I do not, because Medicare and torts are invariably scapegoated for all problems with healthcare
- 04/03/2013 12:52:37 AM
751 Views
I can argue with anyone on this (and have) btut first we need to break out that dictionary
- 04/03/2013 04:45:06 AM
670 Views
I am sure you can and have; ability to form arguments does not automatically grant them validity.
- 11/03/2013 09:56:11 PM
736 Views
Like I said, short conversation, once everyone uses the same definitions.
- 13/03/2013 03:28:52 PM
735 Views
From the way you're shitting yourself with glee, I'm going to say Social Security.
- 01/03/2013 12:45:50 AM
860 Views
Also unlike Ponzis, Social Security was not meant to profit—it just did anyway. For 75 years.
- 01/03/2013 01:55:46 AM
708 Views
It is a "Ponzi" by definition, any argument to the contrary just makes you look ignorant.
- 02/03/2013 12:02:46 PM
773 Views
Wait: An insurer is saying insurance is a Ponzi scheme? 
- 04/03/2013 12:56:30 AM
741 Views
- 04/03/2013 12:56:30 AM
741 Views
You are making even lese sense than usual... Quite an acomplishment. *NM*
- 04/03/2013 03:31:39 AM
467 Views
Maybe, but my math usually checks, and I never have to explain what I omitted.
- 11/03/2013 09:55:50 PM
825 Views
My math ALWAYS "checks" - it isn't personal, you are just making absolutely no sense, *NM*
- 13/03/2013 03:27:11 PM
409 Views
It's the world's greatest Ponzi scheme, since the government forces us to give money to it.
- 01/03/2013 01:05:05 PM
694 Views
Yes, "government forcing people to give money" defines a Ponzi; speeding tickets are Ponzis. 
- 01/03/2013 03:53:02 PM
812 Views
- 01/03/2013 03:53:02 PM
812 Views
Good lord my friend.....
- 02/03/2013 04:19:35 AM
737 Views
I will just link what Isaac said; maybe then you will pay attention to it.
- 02/03/2013 04:56:34 AM
778 Views
I really think you terribly misread what I said *NM*
- 02/03/2013 06:59:56 AM
408 Views
I really do not think I did.
- 04/03/2013 01:43:02 AM
811 Views
I'm pretty confident you have
- 04/03/2013 11:49:19 AM
803 Views
We evidently disagree on what constitutes a Ponzi scheme.
- 11/03/2013 09:56:27 PM
727 Views
No, I agree with a clear definiton, you seem not to want to absorb that
- 11/03/2013 10:24:47 PM
867 Views
Re: Yes, "government forcing people to give money" defines a Ponzi; speeding tickets are Ponzis.
- 02/03/2013 12:22:34 PM
792 Views
- 02/03/2013 12:22:34 PM
792 Views
Fraud="money contributed is NOT invested for the contributor, but instead redistributed to others"?
- 04/03/2013 12:51:30 AM
717 Views
You can try and misrepresent what I have said all you want, you are still wrong.
- 04/03/2013 03:45:24 AM
800 Views
Dude, how is QUOTING you misrepresenting you?! And why must I ALWAYS ask that in these threads?
- 11/03/2013 09:56:18 PM
772 Views
- 11/03/2013 09:56:18 PM
772 Views
Okay, that's a really weird or naive standard to judge SS by
- 01/03/2013 05:25:11 PM
744 Views
Great; will you put that on a postcard to Cannoli, A2K, Rick Perry and the rest of your party? 
- 01/03/2013 07:39:44 PM
763 Views
- 01/03/2013 07:39:44 PM
763 Views
I don't think I'd be telling them anything they don't already know... I mostly agree with them
- 02/03/2013 05:38:56 AM
884 Views
Means testing is flat out WRONG, and the contribution limit is a sticky debate
- 02/03/2013 12:43:09 PM
688 Views
Tell that to him not me, I didn't express an opinion and my implied one obviously doesn't favor it
- 02/03/2013 05:28:14 PM
826 Views
I was, I just hit the repy under the wrong post. He was the first to bering the two topics up. *NM*
- 03/03/2013 04:09:34 AM
406 Views
It is insurance against old age poverty, not a longevity lottery.
- 04/03/2013 02:00:24 AM
804 Views
It is not insurance, it is a pension plan, that also contains an overpriced LT disability insurance.
- 04/03/2013 04:00:42 AM
791 Views
Social Security Insurance; says so right on the label.
- 11/03/2013 09:53:33 PM
936 Views
You can call it BedroomWindowVitamins but it does not change what it acutally IS.
- 13/03/2013 04:34:42 PM
719 Views
"Sustainable"=/="profitable;" bankruptcy was not always a given, as your fellows claim..
- 04/03/2013 01:35:04 AM
698 Views
Sustainable often means profitable, they are not universally synonmous but both at once is ideal
- 04/03/2013 12:25:45 PM
700 Views
That is the IDEAL, but NOT point: Sustainability needs no profit, yet profit ensures sustainability.
- 11/03/2013 09:56:48 PM
1145 Views
Your attacks on republican ideals would have more credit if you understood them
- 02/03/2013 04:27:34 AM
755 Views
An ironic charge, since their defenses of those ideals typically suffer from the same defect.
- 02/03/2013 04:51:32 AM
729 Views
- 02/03/2013 04:51:32 AM
729 Views
I'm rubber you're glue, whatever you say bounces of me and sticks to you. nyah, nyah, nyah
- 02/03/2013 12:58:10 PM
679 Views
"Unsustainable"=/="meeting monthly obligations for 75 YEARS and still having $2.5 trillion left."
- 04/03/2013 01:03:09 AM
798 Views
Please look up the definition of sustainable. Hint: "its worked so far" isn't it.
- 04/03/2013 04:25:19 AM
751 Views
"As it is currently constructed/funded" is one HELL of a qualifier.
- 04/03/2013 04:41:30 AM
821 Views
You just don't get it, or apparently are so in love with your political ideology you won't.
- 04/03/2013 04:58:15 AM
630 Views
I believe if you check civilizations record you will find the human population has steadily risen.
- 04/03/2013 05:08:38 AM
733 Views
*sigh*
- 04/03/2013 12:15:22 PM
690 Views
Birth RATES have fallen; POPULATION steadily rose in every period except the Black Deaths peak.
- 11/03/2013 09:56:36 PM
959 Views
Ironic that you would make my point while arguing against
- 04/03/2013 06:12:29 PM
642 Views
?
- 11/03/2013 09:56:59 PM
803 Views
you mistate his posistion and then rationalize that you know what he really meant
- 13/03/2013 12:06:44 PM
654 Views
aH yes the great liberal investmetn/retirement plan that offers me a NEGATIGVE rate of return...
- 02/03/2013 11:51:50 AM
664 Views
Do you sincerely believe people earning $14,560/year can afford investing 4% of it?
- 04/03/2013 12:53:30 AM
832 Views
*sigh*
- 04/03/2013 03:43:08 AM
667 Views
I tried it with compound interest; $44.80/month at 4% for 50 years still does not get to $1.25 mill.
- 04/03/2013 04:24:51 AM
737 Views
Here are some clues.
- 04/03/2013 04:37:39 AM
608 Views
It is math, not the Riddle of the Sphinx: EIther it adds up or does not.
- 04/03/2013 05:02:39 AM
757 Views
Math is simple - Either you know how to calculate it or you don't
- 04/03/2013 11:55:24 AM
842 Views
SS is supposed to supplement a proper pension, not provide your sole income after retirement
- 05/03/2013 03:53:03 AM
624 Views
Did you bother to actually read anything?
- 05/03/2013 02:32:16 PM
696 Views
do *YOU* know what "living in poverty" means?
- 05/03/2013 05:49:14 PM
762 Views
Re: do *YOU* know what "living in poverty" means? --- yeah, I've BEEN there.
- 05/03/2013 08:01:33 PM
731 Views
how about respond to a post with logic and civility instead of being a troll for once?
- 05/03/2013 11:03:00 PM
818 Views
All I have used is civility and logic, or least as much civility as was warrented.
- 06/03/2013 04:28:04 AM
760 Views
yeah, it's my fault for stooping to your level....
- 08/03/2013 07:22:24 PM
813 Views
Re: yeah, it's my fault for stooping to your level....
- 10/03/2013 01:42:26 PM
680 Views
i'm not going to keep going in circles so i will finish with this....
- 11/03/2013 10:08:53 PM
1033 Views
"Rah! Rah! Rah!" Can we please cut out all this blather and bile?
- 05/03/2013 11:53:41 PM
695 Views