I didn't realize the fact that there are 52 weeks in a year was some national defense secret that only I was privy to... I hope I haven't broken any laws by revealing it to you.
The S&P 500 index has averaged 12% annual growth since its inception (and there are many funds that have returned 20+% averages for the last 30 to 50 years). You want to invest in only bonds and CDs fine by me, I don't care. Enjopy living on the brink of poverty, but don't blame me (or others) for having the money your fear and ignorance prevented you from obtaining. All I ask is that you not whine to me about your standard of living, and how you are entitled to something better (the fable of the grasshopper and the ant comes to mind).
Can You Name the Largest US Program to ANNUALLY Collect More Than It Spent for 75 Straight Years?
- 28/02/2013 11:03:18 PM
1677 Views
Medicare? *NM*
- 28/02/2013 11:38:22 PM
726 Views
No, Medicare has only been around about half as long.
- 28/02/2013 11:56:32 PM
1109 Views
Medicare has its own problems, and caused many more. You really do not want to have this debate.
- 03/03/2013 03:03:15 PM
1034 Views
No, I do not, because Medicare and torts are invariably scapegoated for all problems with healthcare
- 04/03/2013 12:52:37 AM
1118 Views
I can argue with anyone on this (and have) btut first we need to break out that dictionary
- 04/03/2013 04:45:06 AM
1007 Views
I am sure you can and have; ability to form arguments does not automatically grant them validity.
- 11/03/2013 09:56:11 PM
1102 Views
Like I said, short conversation, once everyone uses the same definitions.
- 13/03/2013 03:28:52 PM
1085 Views
From the way you're shitting yourself with glee, I'm going to say Social Security.
- 01/03/2013 12:45:50 AM
1214 Views
Also unlike Ponzis, Social Security was not meant to profit—it just did anyway. For 75 years.
- 01/03/2013 01:55:46 AM
1060 Views
It is a "Ponzi" by definition, any argument to the contrary just makes you look ignorant.
- 02/03/2013 12:02:46 PM
1120 Views
Wait: An insurer is saying insurance is a Ponzi scheme? 
- 04/03/2013 12:56:30 AM
1097 Views
- 04/03/2013 12:56:30 AM
1097 Views
You are making even lese sense than usual... Quite an acomplishment. *NM*
- 04/03/2013 03:31:39 AM
643 Views
Maybe, but my math usually checks, and I never have to explain what I omitted.
- 11/03/2013 09:55:50 PM
1189 Views
My math ALWAYS "checks" - it isn't personal, you are just making absolutely no sense, *NM*
- 13/03/2013 03:27:11 PM
579 Views
It's the world's greatest Ponzi scheme, since the government forces us to give money to it.
- 01/03/2013 01:05:05 PM
1072 Views
Yes, "government forcing people to give money" defines a Ponzi; speeding tickets are Ponzis. 
- 01/03/2013 03:53:02 PM
1153 Views
- 01/03/2013 03:53:02 PM
1153 Views
Good lord my friend.....
- 02/03/2013 04:19:35 AM
1079 Views
I will just link what Isaac said; maybe then you will pay attention to it.
- 02/03/2013 04:56:34 AM
1146 Views
I really think you terribly misread what I said *NM*
- 02/03/2013 06:59:56 AM
586 Views
I really do not think I did.
- 04/03/2013 01:43:02 AM
1173 Views
I'm pretty confident you have
- 04/03/2013 11:49:19 AM
1147 Views
We evidently disagree on what constitutes a Ponzi scheme.
- 11/03/2013 09:56:27 PM
1077 Views
No, I agree with a clear definiton, you seem not to want to absorb that
- 11/03/2013 10:24:47 PM
1268 Views
Re: Yes, "government forcing people to give money" defines a Ponzi; speeding tickets are Ponzis.
- 02/03/2013 12:22:34 PM
1146 Views
- 02/03/2013 12:22:34 PM
1146 Views
Fraud="money contributed is NOT invested for the contributor, but instead redistributed to others"?
- 04/03/2013 12:51:30 AM
1095 Views
You can try and misrepresent what I have said all you want, you are still wrong.
- 04/03/2013 03:45:24 AM
1154 Views
Dude, how is QUOTING you misrepresenting you?! And why must I ALWAYS ask that in these threads?
- 11/03/2013 09:56:18 PM
1139 Views
- 11/03/2013 09:56:18 PM
1139 Views
Okay, that's a really weird or naive standard to judge SS by
- 01/03/2013 05:25:11 PM
1096 Views
Great; will you put that on a postcard to Cannoli, A2K, Rick Perry and the rest of your party? 
- 01/03/2013 07:39:44 PM
1138 Views
- 01/03/2013 07:39:44 PM
1138 Views
I don't think I'd be telling them anything they don't already know... I mostly agree with them
- 02/03/2013 05:38:56 AM
1301 Views
Means testing is flat out WRONG, and the contribution limit is a sticky debate
- 02/03/2013 12:43:09 PM
1068 Views
Tell that to him not me, I didn't express an opinion and my implied one obviously doesn't favor it
- 02/03/2013 05:28:14 PM
1186 Views
I was, I just hit the repy under the wrong post. He was the first to bering the two topics up. *NM*
- 03/03/2013 04:09:34 AM
590 Views
It is insurance against old age poverty, not a longevity lottery.
- 04/03/2013 02:00:24 AM
1172 Views
It is not insurance, it is a pension plan, that also contains an overpriced LT disability insurance.
- 04/03/2013 04:00:42 AM
1180 Views
Social Security Insurance; says so right on the label.
- 11/03/2013 09:53:33 PM
1317 Views
You can call it BedroomWindowVitamins but it does not change what it acutally IS.
- 13/03/2013 04:34:42 PM
1073 Views
"Sustainable"=/="profitable;" bankruptcy was not always a given, as your fellows claim..
- 04/03/2013 01:35:04 AM
1065 Views
Sustainable often means profitable, they are not universally synonmous but both at once is ideal
- 04/03/2013 12:25:45 PM
1072 Views
That is the IDEAL, but NOT point: Sustainability needs no profit, yet profit ensures sustainability.
- 11/03/2013 09:56:48 PM
1557 Views
Your attacks on republican ideals would have more credit if you understood them
- 02/03/2013 04:27:34 AM
1118 Views
An ironic charge, since their defenses of those ideals typically suffer from the same defect.
- 02/03/2013 04:51:32 AM
1084 Views
- 02/03/2013 04:51:32 AM
1084 Views
I'm rubber you're glue, whatever you say bounces of me and sticks to you. nyah, nyah, nyah
- 02/03/2013 12:58:10 PM
1013 Views
"Unsustainable"=/="meeting monthly obligations for 75 YEARS and still having $2.5 trillion left."
- 04/03/2013 01:03:09 AM
1150 Views
Please look up the definition of sustainable. Hint: "its worked so far" isn't it.
- 04/03/2013 04:25:19 AM
1159 Views
"As it is currently constructed/funded" is one HELL of a qualifier.
- 04/03/2013 04:41:30 AM
1197 Views
You just don't get it, or apparently are so in love with your political ideology you won't.
- 04/03/2013 04:58:15 AM
993 Views
I believe if you check civilizations record you will find the human population has steadily risen.
- 04/03/2013 05:08:38 AM
1060 Views
*sigh*
- 04/03/2013 12:15:22 PM
1062 Views
Birth RATES have fallen; POPULATION steadily rose in every period except the Black Deaths peak.
- 11/03/2013 09:56:36 PM
1366 Views
Ironic that you would make my point while arguing against
- 04/03/2013 06:12:29 PM
985 Views
?
- 11/03/2013 09:56:59 PM
1186 Views
you mistate his posistion and then rationalize that you know what he really meant
- 13/03/2013 12:06:44 PM
1006 Views
aH yes the great liberal investmetn/retirement plan that offers me a NEGATIGVE rate of return...
- 02/03/2013 11:51:50 AM
1050 Views
Do you sincerely believe people earning $14,560/year can afford investing 4% of it?
- 04/03/2013 12:53:30 AM
1208 Views
*sigh*
- 04/03/2013 03:43:08 AM
1046 Views
I tried it with compound interest; $44.80/month at 4% for 50 years still does not get to $1.25 mill.
- 04/03/2013 04:24:51 AM
1085 Views
Here are some clues.
- 04/03/2013 04:37:39 AM
958 Views
It is math, not the Riddle of the Sphinx: EIther it adds up or does not.
- 04/03/2013 05:02:39 AM
1098 Views
Math is simple - Either you know how to calculate it or you don't
- 04/03/2013 11:55:24 AM
1219 Views
SS is supposed to supplement a proper pension, not provide your sole income after retirement
- 05/03/2013 03:53:03 AM
976 Views
Did you bother to actually read anything?
- 05/03/2013 02:32:16 PM
1052 Views
do *YOU* know what "living in poverty" means?
- 05/03/2013 05:49:14 PM
1144 Views
Re: do *YOU* know what "living in poverty" means? --- yeah, I've BEEN there.
- 05/03/2013 08:01:33 PM
1069 Views
how about respond to a post with logic and civility instead of being a troll for once?
- 05/03/2013 11:03:00 PM
1199 Views
All I have used is civility and logic, or least as much civility as was warrented.
- 06/03/2013 04:28:04 AM
1138 Views
yeah, it's my fault for stooping to your level....
- 08/03/2013 07:22:24 PM
1184 Views
Re: yeah, it's my fault for stooping to your level....
- 10/03/2013 01:42:26 PM
1047 Views
i'm not going to keep going in circles so i will finish with this....
- 11/03/2013 10:08:53 PM
1346 Views
"Rah! Rah! Rah!" Can we please cut out all this blather and bile?
- 05/03/2013 11:53:41 PM
1065 Views