the problem is that there are financial reasons to deny health coverage to individuals. as long as insurance companies get to call the shots on who gets treated and how much their coverage entails, we will always have a fucked up health system in America. instituting a single payer system guarantees complete coverage for everyone, no matter their situation. it even covers people like the couple named in the article. if an American couple went on vacation in Canada and had the same situation, i highly doubt they would be stuck with a million dollar medical bill.