You didn't keep track of your expenses, and transactions do not process instantaneously. It's not the bank fault you don't keep track of how much you spend and had to ask them. When they told you "oh yah, you have 19 bucks left" you should have asked if that included the 16 bucks you had just spent. Gas stations often put "debit" through as "credit" so it doesn't hit your account until days and days later. Which is why YOU should keep track of your money, not the bank.
So in other words, it's not the bank's fault. It's yours.
So in other words, it's not the bank's fault. It's yours.
Pending transactions do not always go through. The card may notify the bank, but it takes 72 hours to go through. When it is pending you still have rights to contest the charge and thus keep the money in the account.
/Rant
- 04/03/2010 04:52:57 AM
465 Views
*stifles a chuckle* You're taking your $19 elsewhere, are you? There goes their bottom line! 
*NM*
- 04/03/2010 07:08:45 AM
93 Views
*NM*
- 04/03/2010 07:08:45 AM
93 Views
how is this the credit union's fault?
- 04/03/2010 01:21:25 PM
302 Views
Even Debit takes 72 hours
- 04/03/2010 01:45:10 PM
267 Views
While I agree with your overall message of personal responsibility
- 04/03/2010 02:30:27 PM
310 Views
So in sum you are broke
- 04/03/2010 01:45:41 PM
289 Views
- 04/03/2010 01:45:41 PM
289 Views
*NM*