Get a credit card for purchases. Too many pitfalls if you use a debit card - there's no purchase protection, they place a hold on your available funds even if you don't buy anything (like at a gas station, they'll prace a hold on a much larger amount), and then you get hit with immediate fees. With credit cards, you have a lot more control and 4-weeks' grace period, also purchase protection. And in case of fraud, you aren't liable (whereas with a debit card, the money is gone).
In this instance, contact your credit union. They generally are NOT evil because they are non-for profits. Ask them to reverse the fee.
In this instance, contact your credit union. They generally are NOT evil because they are non-for profits. Ask them to reverse the fee.
/Rant
- 04/03/2010 04:52:57 AM
465 Views
*stifles a chuckle* You're taking your $19 elsewhere, are you? There goes their bottom line! 
*NM*
- 04/03/2010 07:08:45 AM
93 Views
*NM*
- 04/03/2010 07:08:45 AM
93 Views
how is this the credit union's fault?
- 04/03/2010 01:21:25 PM
300 Views
While I agree with your overall message of personal responsibility
- 04/03/2010 02:30:27 PM
310 Views
So in sum you are broke
- 04/03/2010 01:45:41 PM
289 Views
- 04/03/2010 01:45:41 PM
289 Views
*NM*
Do NOT use debit cards for purchases.
- 04/03/2010 09:10:07 PM
341 Views