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Yeah the downside is what you said about her driving. damookster Send a noteboard - 24/07/2018 10:29:59 PM

Sounds to me like it's pretty much time. Tom could answer much better than I could about legal matters although obviously he's a NY lawyer and your state laws are likely different in some respects.

As to all those finance charges, penalties and fees, remember everything is negotiable. Especially if you can play the bankruptcy card. Try to get them to waive everything but the original charges. I did that with my Macy's card when they stopped sending me an e-bill with no notification, then hit me with all the fees when they finally sent a paper bill. Got them to waive everything but the original purchases.

Mook

*MySmiley*



"Bustin' makes me feel good!"

Ghostbusters, by Ray Parker Jr.
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So... when do you take over for a parent? aerocontrols - 24/07/2018 10:15:44 PM 1387 Views
Yeah the downside is what you said about her driving. damookster - 24/07/2018 10:29:59 PM 1043 Views
A big problem is the paranoia aerocontrols - 25/07/2018 04:04:09 PM 1084 Views
My dad got really bad before he passed. damookster - 25/07/2018 04:11:40 PM 1017 Views
Yeah... banks and collection companies are assholes in those cases. Legolas - 24/07/2018 11:29:16 PM 1077 Views
Re: Yeah... banks and collection companies are assholes in those cases. aerocontrols - 25/07/2018 04:31:49 PM 1158 Views
Re: Yeah... banks and collection companies are assholes in those cases. Legolas - 25/07/2018 10:46:51 PM 1012 Views
I use checks from time to time AgentApple - 26/07/2018 12:39:51 PM 1003 Views
Anyone can have a credit card machine. It's a small plastic square you plug into your iphone. Tom - 26/07/2018 03:22:29 PM 1028 Views
Not credit cards, debit cards. And bank transfers. Legolas - 26/07/2018 05:21:59 PM 1017 Views
The last check I wrote was $45 to the 14yo who mows the front part of a piece of property I own aerocontrols - 27/07/2018 02:16:23 PM 971 Views
He'd have texted his bank account number, and I'd have sent a bank transfer. *NM* Legolas - 27/07/2018 05:14:50 PM 560 Views
I would take a different approach with the collection company Tom - 25/07/2018 11:14:43 PM 1100 Views
Well I know I don't want to pay a lawyer. aerocontrols - 27/07/2018 02:27:49 PM 1108 Views
I'm not suggesting that Tom - 27/07/2018 05:50:08 PM 971 Views
I agree with Tom damookster - 27/07/2018 06:05:47 PM 1002 Views
As soneone who ran a debt collection agency for about 6 years... Urza - 28/07/2018 05:38:20 PM 1116 Views
Thats if you even care to bother settling it... Urza - 28/07/2018 05:41:45 PM 963 Views
Did you ever break anyone's thumbs? *NM* Belals Girl - 31/07/2018 04:45:41 AM 584 Views
Yeah but off the clock and she begged for more :p *NM* Urza - 31/07/2018 04:49:20 AM 854 Views
Liar. Only two thumbs. Unless she begged you to break someone else’s thumbs... *NM* draggie - 03/08/2018 06:27:30 AM 584 Views
Harumph! Whats a baby dragon know about thumbs anyway!! *NM* Urza - 04/08/2018 04:54:03 AM 824 Views
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