But come next month, I won't be able to use my Natwest debit card in any cash machines except Natwest's own, because my bank account is too basic. The reason I have such a basic account is that it was all they'd give me when I moved to the UK - these accounts are for people with poor, or no credit histories.

This pisses me off. I'll be voting with my feet as soon as I get my direct debits moved around. Unlike many of the people with these accounts, I have other options now. However, if I didn't, I'd have no cash machine accessible to me within 3 miles. That's a long way for a vulnerable customer - because we all know people in such financial positions don't just get there because they're bad with money, they're often sick or old or disabled in some way. Add onto that the fact that my local corner shop, where I have to go to top up my key operated electricity meter (another of those things often seen in the homes of financially or socially vulnerable people) only takes cash for those topups, not cards - cash I won't have access to nearer than 3 miles if I stay with Natwest.

Sorry, that turned into a bit of a rant. I'm angry about this, can you tell? Point being, I can see them doing it in the UK too.