1) Contraception services are required to be paid for by your employer unless your employer complains
2) If your employer complains then the insurance company must pay for the contraception cost, NEVER should the individual beneficary pay for the contraception cost (contraception costs the insurance company about $21.40 but if you buy it without insurance that price is marked up to $95 dollars.)
2b) The reason why insurance companies be forced to pay for this is that this in fact cost neutral for the insurance companies since $21.40 a month is a lot cheaper than the doctor visit costs for a pregnancy. Statistically in the end it saves the insurance company money.
2c) If an insurance company does not pay for contraception for free than they can't participate in the future 2014 insurance exchanges. Insurance exchanges will exist if a company doesn't provide insurance for individuals, people who do not get insurance from their work must buy insurance from one of these exchanges (or pay a minor tax fine) if they make less than 40k for an individual, 58k family of 2, 74k family of 3, 89k for a family of 4 (400% of family poverty line) they will get a sliding scale subsidy from the government.
In reality though money is fungible, and while in the long run money may be saved by less babies being born due to the "evil of contraception" churches are still paying for that "evil contraception."
LMAO for Obama has just got two weeks of free media coverage creating telling women I am going to pay for your birth control pills. Furthermore people who are iffy on where they stand on this issue now see he has "solved" this fake problem and look perfectly reasonable in the process.